You learn you need a root canal or tooth extraction, and your dentist suggests sedation dentistry in DuPont to help calm your nerves. You agree it will be helpful but begin to wonder how much it will cost and if your dental insurance will cover it. Before agreeing to move forward with your upcoming procedure, find out if your plan includes this beneficial service and learn about other ways to pay for sedation, so you can remain anxiety-free during your appointment.
Does Dental Insurance Cover Sedation Dentistry?
Most dental insurance companies do not cover the cost of sedation dentistry. While this may be a disappointing realization, especially if you have any type of dental anxiety, the reason is that they deem it to be a luxury or “non-essential” service. Although you may not view it as a dispensable form of treatment, insurers tend to believe that by offering coverage, higher premiums would follow.
There are certain exceptions, however, when your dental insurance company might agree to cover the cost, such as:
- The type of treatment you require is costly but incorporating sedation dentistry into the plan might reduce the overall cost required.
- You have a medical condition or disability that makes it difficult to remain seated for extended periods, causing you to be unable to receive necessary dental care without sedation.
- You are preparing to undergo complex, extensive dental treatment (i.e., oral surgery, tooth extractions).
Are Other Payment Options Available to Lower the Out-of-Pocket Expense?
Yes, there are other available payment options that will allow you to pursue necessary services while still receiving sedation. You will likely need to discuss this with your dental team, as they will have all the details regarding their practice’s partnerships and in-house offerings.
Most dentists are pleased to partner with third-party financing companies like CareCredit. This specialized company makes it easy for you to identify a low or no interest payment plan that fits your schedule and your budget. Instead of paying the full amount in the beginning, you can spread out the cost of your treatment over several months or years, allowing you to make manageable monthly installments.
Just because your dental insurance company may not cover the cost of your sedation dentistry does not mean all hope is lost. Ask your dentist about other payment options so you can take better care of your smile without the added anxiety.
About the Practice
Dupont Family Dentistry has four dental professionals who all strive to meet the same goal, which is to help patients achieve happier, healthier smiles. When an individual experiencing mild, moderate, or extreme dental anxiety, sedation dentistry is often recommended. However, if dental insurance will not cover the cost, our team can discuss your option to enroll in flexible financing through CareCredit. Contact us at (253) 964-7000 and let us help you get the care you need at a price you can afford.